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H.O: Green Belt, Gandhi nagar, Jammu.

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The Citizens's Cooperative Bank Ltd. Jammu Wishes a Very Happy Diwali to all the Clients, Share Holders, Staff and General Public



The Citizens’ Cooperative Bank is the first and foremost Urban Cooperative Bank of J&K State which was registered with the Registrar Cooperative Societies J&K Jammu on 4th of March 1978 and was issued license by the Reserve Bank of India to commence banking business under section 22 of the Banking Regulation Act 1949 on 4th August 1978. The bank with its registered office and its first branch at Moti Bazar Jammu commenced business on 3.10.1978. At the outset it had only 738 Share holders with total Share capital of Rs.1.96 lacs including Govt. shares of Rs.1.00 lac. The area of the operation at the time of commencement of its business was confined to the Municipal limits of Jammu City which has now been extended to the whole of Jammu Province.

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Key figures as on 31/03/2009 (IN LAC) Membership(Regular) : 26792 ; Nominal : 5826: Share Capital :448.49; Reserves : 3365.18,Deposits: 21405.21; Advances: 12854.18; Profit & Loss: 113.80 ;Priorityt Sector Advances: 8921.67 ; % to priority sector to total loans 40.65% ,Weaker Section Advances: 631.10 ; %age to priority sector : 7.07%, CD Ratio : 60.05% ; Investment: 9094.88 ; Business per employee: 132.28; Profit per employee: 0.44; Working Capital: 24195.91

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2008 Citizen's Co-operative Bank Ltd. Jammu

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